Know About SBI ATM Franchise Cost, Eligibility, and How to Apply in 2025
Oct 5, 2025, 17:30 IST
An SBI ATM Franchise enables one to install and operate an ATM, provided it is in collaboration with an authorized company, such as Tata Indicash, India One ATM, or Muthoot ATM. SBI does not provide direct franchising, but works with third-party service providers who install and operate ATMs in suitable locations. Each transaction made in the ATM will earn you a commission.
Price and investment needed
The business cost to start an SBI ATM Franchise in 2025 will be 5 to 7 lakhs. This consists of a refundable security deposit of approximately 2-3 lakhs, a working capital float of 3 lakhs, and costs of installation or infrastructure of 2-3 lakhs. Other smaller costs can encompass electricity, internet, and maintenance.
Qualifications and Space Portfolios
You must have 50-80 sq. ft. of space in a busy location like markets or around transport hubs. The location must be 24x7 powered, robustly structured, and CCTV monitored. In the case of renting the space, applicants should also produce ID, property documents, and a No Objection Certificate (NOC). At least 100 meters of spacing between ATMs should also exist.
Earnings and Profit Margin
Your pay is determined by how many transactions you execute each day. Generally, franchisees gross a profit of approximately 8 per cash transaction and 2-5 per non-cash transaction. Your income will range between 45,000 and 70,000 per month with 250-300 transactions each day and you will pay back your investment in 18-24 months.
Application guidelines for an SBI ATM franchise
You can apply to any of the official websites of authorized operators such as Tata Indicash, India One ATM, or Muthoot ATM. Complete information on your property and provide documentation. The company will inspect the location, and in the event that it is approved, you will sign a contract and post a security deposit. Once installed, the ATM will be put into operation and you will begin to get paid per transaction. Always be careful to apply via official sites to avoid fraud.
Risks and Precautions
There are times when fake agents masquerade as SBI franchise providers, and therefore, make sure to verify the company before making payments. It is also contingent on location and footfall-low traffic areas might not produce good returns. Maintenance, power backup, and security compliance are of paramount importance to smooth operations.
Conclusion
The SBI ATM Franchise is a lucrative 2025 business with average investment and constant income prospects. People will receive a passive monthly payment by selecting a busy place, fulfilling all the eligibility requirements, and collaborating with licensed service providers, thus supporting the development of a more digital banking network in India.