Top 6 HDFC Lifetime Free Credit Cards In 2023

HDFC Bank's Lifetime Free Credit Cards have gained immense popularity, particularly among those seeking credit cards without joining or annual fees. These cards offer a range of benefits without compromising on the credit card perks. Here's a comprehensive overview of the top HDFC Lifetime Free Credit Cards:

1. TATA Neu Plus HDFC Lifetime Free Credit Card:

   - Joining Fee: ₹0 (limited-time offer)
   - Annual Fee: ₹499 + GST
   - Benefits include NeuCoins rewards, airport lounge access, and cashback on UPI spends.

2. VISA Signature HDFC Lifetime Free Credit Card:

   - Annual Fee: Waived off by spending ₹15,000 in the first 90 days.
   - Features lounge access, reward points, and a complimentary Priority Pass worth ₹8,300.

3. Paytm HDFC Bank Lifetime Free Credit Card:

   - Annual Fee: ₹499 + GST
   - Cashback rewards on Paytm app purchases, retail spends, and fuel surcharge waiver. First-year fee waived on spending ₹30,000 in the first 90 days.

4. MoneyBack+ HDFC Lifetime Free Credit Card:

   - Joining Fee: ₹500 + Taxes
   - Renewal Fee: ₹500 + Taxes (waived off on spending ₹50,000 or more)
   - Rewards include CashPoints on specific merchants, gift vouchers, and dining discounts.

5. HDFC All Miles Lifetime Free Credit Card:

   - First-year fee waived on spending ₹15,000 in the first 90 days.
   - Rewards with mileage points on various spends, 2x points on specific categories, and fuel surcharge waiver.

6. Diners Club Rewardz HDFC Lifetime Free Credit Card:

   - First-year fee: ₹1000 + Taxes
   - Renewal fee: ₹1000 + Taxes (waived off on spending ₹1,00,000 or more)
   - Offers welcome and renewal gift points, reward points on spends, and cashback for SmartBuy purchases.

These credit cards cater to different needs, from travel benefits to cashback rewards and dining privileges. The lifetime free feature, coupled with attractive rewards, makes them ideal for users seeking cost-effective credit solutions. While some cards have nominal fees, they can be easily waived off by meeting specified spending criteria, making them accessible to a broader audience.

This range of HDFC Lifetime Free Credit Cards ensures that users can find a card tailored to their preferences and lifestyle. Whether you prioritize travel perks, cashback, or reward points, HDFC Bank has crafted a diverse selection to cater to varying needs and preferences.