Thailand is a tropical paradise that is not only beautiful but also affordable and close to India, making it one of the most popular destinations for Indian tourists. Whether it is summer or winter, spring or autumn, Thailand has much to offer tourists, from white sandy beaches to delectable cuisine and desired accommodations. So whether it is your first foreign trip or just your first trip to Thailand, here are some things you must consider to secure your Thailand trip.

Keep reading to find out all you need to know about travel insurance for Thailand: what it is, why you need it, whether it's mandatory, and where to get the best travel insurance for Thailand.

What is travel insurance for Thailand?

Travel insurance is a risk management tool developed to help protect travellers from risks associated with travel. Whether it is loss of checked-in baggage or trip cancellation, with travel insurance, you can receive compensation for unrecoverable expenses incurred.

However, it is not just travel-related risks but also medical and other non-classified risks that can occur when travelling, such as requiring hospitalisation due to a sick stomach or study interruption when travelling with a student travel insurance. In addition, a traveller might also be exposed to other risks of varying severity and frequency. These risks can both directly and indirectly impact the traveller on their trip.

Why do you need travel insurance for Thailand?

Foreign travel is expensive and requires a lot of time and careful consideration, which is why any unaccounted or unexpected expenses can result in financial loss and a negative travel experience. This is where opting for travel insurance can help secure your trip and enable you to explore Thailand and any other country with confidence and peace of mind without worrying about the potential impact of dozens of risks. That is because travel insurance offers a fallback option and a safety net to catch you when you don’t have anyone else during your trip.

Is it mandatory to buy travel insurance when visiting Thailand?

No, since 2023, travel insurance with COVID-19 coverage is no longer mandatory for visiting Thailand. However, the Thai Government and most travel guides still highly recommend it to secure your journey and have a wonderful experience when exploring Thailand.

This is because it is not the time when going on a foreign trip to worry about the consequences of some direct or indirect risks but to enjoy and celebrate new experiences, make lasting memories, and explore the world with confidence and peace of mind.

How can you buy the best travel insurance for Thailand?

Travellers looking to buy the best international travel insurance online must first understand the key factors influencing an insurance policy. Here are some of the critical factors to consider:

• Determine the type of coverage you need for your Thailand trip. For example, going for adventure sports requires adventure sports coverage, while going for student travel requires student travel insurance.
• Check the policy limits and exclusions to understand the extent of coverage and any limitations to consider when planning your trip.
• Compare quotes from multiple insurers to get the best coverage for the best price.
• Read customer reviews to determine the insurer's reliability and figure out common experiences with the policy.
• Consider the deductibles, co-pays, and other terms and conditions influencing the policy payout.
• Look for additional benefits, such as sponsor protection, study interruption for students, and pre-existing disease coverage for single trips.

Where can you buy the best travel insurance for Thailand?

Travellers can purchase travel insurance for Thailand by getting international travel insurance online. Insurance companies like Niva Bupa have made the purchase process simpler and more convenient by introducing online portals where you can get your desired policy in minutes with just a few clicks.

Here are the steps you can follow to buy travel insurance for Thailand from Niva Bupa:

1. Visit the Niva Bupa website and click on Travel Insurance
2. Fill in the required information, including the travel destination, duration, and type of travel.
3. Once that is done, fill in the tourist details, including the number of travellers and their date of birth.
4. Next, select one of the three plans offered and choose the sum insured for your policy.
5. Once that is done, fill in the requested information, submit the relevant documents and purchase the policy.
6. The policy will then be shared via email.

Conclusion

Once you have purchased the right travel insurance for your particular needs, the world is your canvas to explore, create memories in, share experiences with loved ones, and just have fun. By going outside one's comfort zone and travelling, you can open up many new avenues and things to do in the future. So take your financial and medical security and those of your loved ones into your own hands while having the safety and backing of the best travel insurance for Thailand from Niva Bupa.