In the fourth quarter of 2025, one of the main issues for Indian users was the convenience of withdrawing funds. Cryptocurrencies are gaining more and more popularity, but fiat methods are considered more stable and reliable. Each option has its advantages and limitations under Indian law. At the same time, the withdrawal speed becomes a critical factor, especially during online cricket betting, when users want to quickly receive their winnings for new bets.

Popular Fiat Payments

India is one of the most advanced countries in the field of digital payments. Thanks to the UPI government system and popular wallets, most users have long since abandoned cash. The same technologies are actively used in online betting.

• UPI (Unified Payments Interface);
• Paytm;
• PhonePe;
• Bank cards (Visa/Mastercard).

Popular Cryptocurrencies among Bookmakers

Despite the regulation by the RBI, cryptocurrencies continue to gain popularity among Indian players, especially among young people and those who often bet on international events.

• USDT (Tether). The most popular option. The exchange rate is pegged to the dollar, so it does not jump. Transactions take place in 3-10 minutes via the TRON or Binance Smart Chain networks. The commission is minimal — about 1-2 INR. Many platforms accept USDT directly, without the need for conversion;
• BTC (Bitcoin) and ETH (Ethereum). They are less popular due to high volatility and fees. However, they are used by those who value anonymity and do not trust centralized systems. ETH is especially popular in provably fair games and casinos with NFT elements;
• BNB, TON, Litecoin. Alternative coins with low commission and high speed. TON is actively developing in Asia, BNB is in the Binance ecosystem, which has millions of users in India.

Advantages of Fiat Payments for Indian Players

It is worth choosing fiat payments in the 4th quarter of 2025 for money withdrawal for the following reasons:

• Full integration into daily life. Fiat methods, especially UPI, Paytm, and PhonePe, have long been part of the daily routine of millions of Indians. People use them every day to pay for food, taxis, communal services, or to buy something online. This means that almost every user already knows how these systems work, and there is no need to learn new things, go through complex configuration, or be afraid of losing access;
• Support for most platforms. Almost all bookmakers and casinos working with the Indian audience support UPI, Paytm and PhonePe. They are integrated directly into applications and websites, which eliminates third-party services and reduces the risk of fraud. The user simply selects the method, enters the amount and confirms the payment through their bank;
• Automatic verification. When using UPI or wallets with a linked card, the system automatically receives information about the owner: name, phone number, bank account. This speeds up the verification process at the first withdrawal. You don't need to upload documents every time — most of the information has already been verified by the bank.

Advantages of Cryptocurrencies for Indian Players

Cryptocurrencies have become a new trend among bookmakers in India due to the following factors:

• No blocking by banks. One of the most serious disadvantages of fiat payments is the risk of account or card blocking. Many banks in India automatically monitor gambling-related transactions and may freeze funds or close an account. Cryptocurrencies allow you to circumvent these restrictions. Because they operate outside the control of centralized financial institutions, the platforms cannot easily track the purpose of the payment;
• Global access and independence from local restrictions. Cryptocurrencies allow you to play on international platforms that do not accept UPI or Paytm. This opens up access to a wider line, better odds, exclusive bonuses, and Live betting on events around the world;
• Full control over your funds. Unlike a bank account, where access can be restricted by an institution's decision, a crypto wallet belongs only to the owner. You decide when and where to transfer money, without needing the approval of third parties. This is especially appreciated by those who want to remain anonymous or do not trust government regulation;
• Fast and cheap transactions even under high load. Even during peak times, such as the IPL finals or the India vs Pakistan match, transactions proceed without delay. This makes cryptocurrencies a reliable choice for those who place bets in real time;
• Transparency and protection from disputes. All transactions on the blockchain are public and immutable. If the platform has not paid the money, the user can provide proof of the transfer. This reduces the risk of fraud and increases trust in the system.

Conclusions

If you place bets and want everything to be simple, fast and clear, then choose UPI, Paytm or PhonePe. This is the most convenient way for most players from India. If you value independence, anonymity and work with international platforms— cryptocurrencies, especially USDT, will be the best solution. They provide instant payouts, low fees, and complete control.